American Home Owners Information Club

TERMS OF SERVICE

This Terms of Service Agreement (the "Agreement") is by and between American Home Owners Information Club, and the person acknowledging this agreement. By using the content and/or services presented on this website, the user is acknowledging his/her acceptance of the terms stated in this Agreement. This Agreement covers both member and non-member use of the American Home Owners Information Club.com site, including any content or services accessible through such site. American Home Owners Information Club may change the Terms of Service from time to time. By continuing to use the Service following such modifications, you agree to be bound by such modifications to the Terms of Service. The use by you of any content or services accessible through this site may be subject to your acceptance of separate agreements with American Home Owners Information Club, or third parties. The terms and conditions of membership are governed by the laws of the state of California. Any disputes will be resolved in Los Angeles, California.

PRIVACY

We respect the privacy of the users of our website. Please take a moment to review our privacy policy.

GENERAL TERMS AND CONDITIONS

You acknowledge and agree that use of any content or service provided through this site is entirely at your own risk. Services and content are provided "as is", without warranty of any kind, either express or implied, and American Home Owners Information Club.com and its suppliers disclaim any and all warranties, including, but not limited to: (1) any warranties concerning access to the service, the availability, accuracy, usefulness of content, products or services and (2) any warranties of title, warranty of non-infringement, warranties of merchantability or fitness for a particular purpose. American Home Owners Information Club.com does not warrant that the service will be free of downtime. In fact, it is expected that there will be periods when the web site will be inaccessible due to maintenance or technical problems. [WE CAN NOT BE RESPONSIBLE FOR decisions MADE BASED ON INFORMATION YOU received FROM AHOIC.COM, WE OFFER EDUCATIONAL INFORMATION ONLY] American Home Owners Information Club, does not; warrant that the service will be free of downtime. In fact, it is expected that there will be periods when the web site will be inaccessible due to maintenance or technical problems. American Home Owners Information Club, does not warrant that the service is free from bugs, viruses, errors, or other program limitations nor does American Home Owners Information Club, [AHOIC.COM] warrant access to the Internet or to any other service or content through the service. The entire liability of American Home Owners Information Club, and its representatives (as defined below) for any reason shall be limited to the amount paid by the customer/member for the related services or content purchased from American Home Owners Information Club, its authorized reseller or its service providers. To the maximum extent permitted by applicable law, American Home Owners Information Club.com and its affiliates, licensors, third-party content or service providers, distributors, dealers or suppliers ("representative") are not liable for any indirect, special, incidental, or consequential damages (including, but not limited to: damages for loss of business, loss of profits or investment, or the like), whether based on breach of contract, breach of warranty, tort (including negligence), product liability or otherwise, even if American Home Owners Information Club.com or its representatives have been advised of the possibility of such damages, and even if a remedy set forth herein is found to have failed its essential purpose. Some states do not allow the limitation and/or exclusion or liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you. The limitations of damages set forth above are fundamental elements of the bargain between American Home Owners Information Club.com and you. American Home Owners Information Club, [AHOIC.COM] would not be able to provide its content and services to you without such limitations. If you are dissatisfied with any portion of the service or content after 30 days following purchase, your sole and exclusive remedy is to discontinue using the service.

Limitation of Liability

American Home Owners Information Club shall not be liable for any indirect, special, incidental, consequential, or punitive damages of any kind, regardless of the form or action, whether in contract, tort (including negligence), strict liability or otherwise, even if American Home Owners Information Club has been advised of the possibility of such damages, customer acknowledges that these limitations are an essential element of this agreement, and absent such limitations, American Home Owners Information Club would not enter into this agreement.

Intellectual Property Rights

Our Limited License to You. Although we make this website freely accessible, we don't intend to give up our rights to the information on the service. The information available through this website is the property of American Home Owners Information Club.com and is protected by copyright, trademark and other intellectual property laws. American Home Owners Information Club owns the copyright and trademark to the site

Copyright

Nothing on the Web site may be used or reproduced in any manner whatsoever without the prior written permission of American Home Owners Information Club. For information write to:

The American Home Owners Information Club,
13547 Ventura Boulevard, Suite 245
Sherman Oaks, CA 91423

Use of any trademark or service mark appearing on this website, may NOT be used copied or reproduced without prior written consent of the owner of the mark.

Terms of Membership

American Home Owners Information Club maintains a web site that contains content and offers structured appeal to the homeowner. The content is restricted to members. Memberships are sold directly by American Home Owners Information Club.com and can be purchased directly from the site under terms disclosed in the membership portion of the site. The specific terms are as follows:

Memberships Available:

SILVER MEMBERSHIP:

Services and content are provided "as is", without warranty of any kind, either express or implied, and American Home Owners Information Club.com and its suppliers disclaim any and all warranties, including, but not limited to: (1) any warranties concerning access to the service, the availability, accuracy, usefulness of content, products or services and (2) any warranties of title, warranty of non-infringement, warranties of merchantability or fitness for a particular purpose. American Home Owners Information Club.com does not warrant that the service is free from bugs, viruses, errors, or other program limitations nor does American Home Owners Information Club.com warrant access to the Internet or to any other service or content through the service.

Termination

Specific Prohibited Uses. Without limiting the foregoing, we may immediately terminate your membership or access to the site if you engage in any of the following prohibited activities:

• Uploading, posting, emailing, transmitting or otherwise making available any content that is unlawful, harmful, threatening, abusive, libelous, or obscene;

• Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity;

• Forging headers or otherwise manipulating identifiers in a manner that disguises the origin of any content you transmit;

• Uploading, posting, emailing, transmitting or otherwise making available any content that you do not have a right to make available under any law or under any contractual or fiduciary relationship (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

• Uploading, posting, emailing, transmitting or otherwise making available any content that infringes any patent, trademark, trade secret, copyright or other proprietary right of any party;

• Uploading, posting, emailing, transmitting or otherwise making available any unsolicited or unauthorized advertising, promotional materials, or any other form of solicitation, without our express written approval;

• Gathering for the purpose of "spamming" any email addresses that users post in our chat rooms, forums and other public posting areas;

• Uploading, posting, emailing, transmitting or otherwise making available any content or material that contains software viruses, worms or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications or other equipment, or to cause a security breach of such software, hardware or telecommunications or other equipment;

• Uploading or posting any off-topic or irrelevant material to any chat room or forum;

• Violating any applicable local, state, national or international law, including, but not limited to (i) all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside, (ii) regulations promulgated by the U.S. Securities and Exchange Commission, and (iii) any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ;

• "Stalking" or otherwise harassing another;

• Instigating or encouraging others to commit illegal activities or cause injury or property damage to any person;

• Collecting or storing personal data about other users;

• Gaining unauthorized access to our website, or any account, computer system, or network connected to this website, by means such as hacking, password mining or other illicit means; or Obtaining or attempting to obtain any materials or information through any means not intentionally made available through this website.

• Spam. We will immediately terminate any account which we believe is being used to transmit, or is otherwise connected with, any spam or other unsolicited bulk email. Viruses. Because of the volume of email messages sent by us and users of this website, we cannot and do not always monitor such email messages and attachments. You acknowledge and agree that such email messages may contain viruses, worms or other harmful components. You also acknowledge and agree that you are solely responsible for screening the email messages and attachments for viruses, worms and other harmful components.

Privacy Statement

PLEASE READ THE FOLLOWING CAREFULLY.
AHOIC.COM (the "Site") is a website of the American Home Owners Information Club ("ahoic.com") and is committed to respecting and protecting your privacy. We are sensitive to concerns that you maintain control of your personal information. We want you to know about and understand the measures we take to keep the Site a safe and secure environment for everyone. Please read this Privacy Policy carefully. This Privacy Policy tells you what information we collect, and how and why we use and disclose your information. Please note that this Privacy Policy only applies to online collection of personal information via the Site.  If you have any questions or concerns about this Privacy Policy, please send an email to customerservice@ahoic.om. This Privacy Policy is incorporated into our Terms of Service located at http://www.ahoic.com privacy policy and may be updated from time to time for any reason. We will notify you of any significant changes to our Privacy Policy by posting a prominent notice on the Site. Your use of the Site constitutes your acceptance of the terms of this Privacy Policy as amended or revised by ahoic.com, and you are advised to consult this Privacy Policy regularly for any changes. The Site is not directed to persons under eighteen (18) years old, so you are prohibited from using the Site if you are under eighteen (18) years old and we ask that minors (persons under eighteen) not submit any personal information to us.

Notice with respect to information practices.

To maximize the value of our services, we may request information from you when you visit our Web site or use our services. When we collect information from you, we'll tell you what is being collected, how it is collected, by whom it is being collected, why it is being collected and to whom it may be disclosed. We identify the information that is necessary to fulfill your request. Whenever we ask for additional or optional information, we identify those fields appropriately so that you know what is required to provide the requested service.

When you register/activate your membership, we request certain personally identifiable information, including your name, address, phone number, Fax number, URL, e-mail address and company name. We use this information to send you our newsletter and communicate with you about other matters that we believe you will find useful in[ growing or running a business.] We may also use this information to communicate with you with respect to special offers available to active members. In addition, under certain circumstances we may share limited contact information with selected third parties such as selected online service providers, so that they may provide you with information about special offers we believe will interest owners of small businesses.

Use of Cookies

A "Cookie" is a small piece of information that our Web site may provide to your browser while you are at our site. Our site uses Cookies to deliver content specific to your interests. We will also use Cookies to save your password so you don’t have to re-enter it each time you visit certain member only portions of our site. We may further use Cookies to supply your browser with identifiers used to better understand Web site usage in the aggregate so that we know what areas of our site users prefer (e.g., based on the number of visits to those areas). Except in member only areas, these Cookies are not linked to the personally identifiable information that you provide us elsewhere on the site. You do not have to accept Cookies from our site. Only the areas that require registration require Cookies. Most browsers are defaulted to accept and maintain Cookies.

Third party tracking systems in use on behalf of this Web site may assign different Cookies to you. These Cookies may be used to track your involvement with certain links on our site to help us better understand and improve our site. You may choose not to accept these Cookies and will still have full access to site functionality. These Cookies do not follow you once you leave our site, nor are they linked to personal information you provide elsewhere on our site.

Web Site Usage Data

Our web site keeps track of usage data, such as the source address that a page request is coming from, as well as the IP address or domain name, the date and time of the page request, the referring Web site (if any) and other parameters in the URL. We use this data to better understand Web site usage in the aggregate so that we know what areas of our Web site users prefer. We may also use this information to track purchases of goods and services to a particular referral source for payment of commissions. This log information is not linked to personally identifiable information gathered elsewhere on the site.

Required and Optional Information Fields

We identify the information that is necessary to fulfill your request. Whenever we ask for additional or optional information, we identify those fields appropriately so that you know what is required to provide the requested service.

Service Providers

On occasion we will outsource the completion of certain processes to third parties. It may be necessary to share certain of your personal information to those third parties. For example, if our newsletter is delivered through a third party e-mail service, it will be necessary to supply that third party with your e-mail address. Service providers are strictly prohibited from using your personally identifiable information for purposes other than to act on our behalf.

Data Collection from Children

Because we provide services exclusively to homeowners, and tailor our content specifically for these people, our products & services are not designed to appeal to children. Therefore, we do not knowingly attempt to solicit or receive any information from children.

Changes to Our Privacy Policy

If we plan to make significant changes to any of our privacy policies or practices with respect to how we use personally identifiable information, we'll post those changes to the AHOIC.com Web site 30 days before they take effect.

Legal Disclosures

In some cases we may be required to disclose certain information to comply with a legal process, such as a court order, subpoena or search warrant.

Choices about use of your personally identifiable information